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Your advantages

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Air Miles® Advantages

You will get

Make more miles, with your AIR MILES® thanks to RONAdvantages. XX miles

AIR MILES® Reward Miles
upon presentation of your RONA and AIR MILES cards

Your instant ~ AIR MILES Cash
exchange value on a next purchase could be:

$XX

More details about this advantage

Annual cash back

in RONA gift card

Make more miles, with your AIR MILES® thanks to RONAdvantages. $XX*

Your annual cash back
in RONA gift card

The total value of your project, before taxes, charged to your RONA card would give you an annual cash back of:

X%

More details about this advantage
Accord Desjardins

Instalments

The most flexible and competitive payment options. Any time, make a payment
on the principal or pay the balance of your financing plan without penalty.

$XX.XX

Pay in XX instalments

$ XX.XX
Pay in XX instalments ††

$ XX.XX
Pay in XX instalments ††

$ XX.XX
Pay in XX instalments

X%

Annual interest rate
Credit cost : $ XX.XX

Annual interest rate : X %
Credit cost : $ XX.XX

Annual interest rate : X %
Credit cost : $ XX.XX

Annual interest rate : X %
Credit cost : $ XX.XX

Anytime you can take advantage of our Multi-Purchase Plan

Plan applicable to a single transaction

Plan applicable to a single transaction

Plan applicable to a single transaction

 
More details about this advantage
Program conditions

*Value is for information purposes only. The annual cash back value may vary at the time of purchase based on the applicable taxes.
~AIR MILES® cash is offered at participating RONA stores and other AIR MILES Sponsors. Redeem AIR MILES reward miles in the Cash balance of your AIR MILES Collector Account in increments of 95 reward miles for $10 off your purchases to a maximum of $200 per day. All Rewards offered are subject to the Terms and Conditions of the AIR MILES Reward Program, are subject to change and may be withdrawn without notice. For complete details, visit airmiles.ca. ®™Trademarks of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Co. and RONA Inc.

Financing program conditions
Eligibility subject to Fédération des caisses Desjardins du Québec ("the Federation") approval. All annual interest rates indicated are subject to change. The financing offer is available on a RONA, Réno-Dépôt and RONA VISA Desjardins credit cards and other credit card issued by the Federation ("the Card"). †The "Multiple purchases through equal payments" offer or "Multi-purchase Plan" allows the customer to make multiple purchases over a period of two months ("the deferral period") for a specific project, without making any payment nor incurring interest during this period. At the end of the deferral period, the balance of the multiple purchases is payable in 24 or 36 equal and consecutive monthly instalments, accordingly to the plan registered during the deferral period, at an annual interest of 13.5% if the balance is less than $2,500 or, if the balance is equal to or greater than $2,500, at an annual interest rate of 4.0% (for transactions posted to the account with the 24 instalments plan during the deferral period) or at 6% (for transactions posted to the account with the 36 instalments plan during the deferral period). Equal monthly instalments are included in the minimum payment due on the card. If the minimum payment due is not paid in full by the due date, the annual interest rate of not more than 19.9% on the card applies to the unpaid equal monthly instalment, including monthly instalment . ††The "Equal Monthly Payments with interest" offer allows the customer to pay for purchases through equal and consecutive monthly instalments. The annual interest rate of not more than 19.9% set at the time of purchase applies to such purchases. Equal monthly payments are included in the minimum payment due on the credit card. If the minimum payment due is not paid in full by the due date, the annual interest rate of not more than 19.9% on the card applies to the unpaid equal monthly instalment. Other conditions: There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying interests. Minimum card payment is 5% of the total on: (i) the balance shown on the account statement for the previous period; (ii) interests on purchases and monthly instalments that have not been paid on the due date for the previous period; (iii) regular purchases during the statement period; (iv) monthly instalment(s) relative to Multiple purchases trough equal payment or Multi-Purchase Plan for the statement period; (v) deferred payment purchases due on the statement date; and (vi) past due amounts and any other amount set out in the card contract. Other conditions can be applied, refer to the card contract. See details in store.

Table of examples of credit charges
Annual interest rate Cost for a 30-day billing cycle Annual cost
Average daily balance $100 $500 $100 $500
Regular purchase 19,9% $1.64 $8.18 $19.90 $99.50
Equal Instalments Financing 8.9% $0.73 $3.66 $8.90 $44.50
Equal Instalments Financing 19,9% $1.64 $8.18 $19.90 $99.50
Deferred Payment financing 21,9% $1.80 $9.00 $21.90 $109.50
Balance of the multiple purchases at the end of the deferral period Annual interest rate Number of Insatlments Ex. project value Monthly payments Total credit cost
Balance less than $2,500 13.5% 24 $1 500 $71,67 $219,97
Balance equal to or greater than $2,500 4% 24 $2 500 $108.56 $105.50
Balance less than $2,500 13.5% 36 $1 500 $50.90 $332.51
Balance equal to or greater than $2,500 6% 36 $2 500 $76.05 $237.97
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